Need an appraisal for an FHA-backed mortgage? Call Ruffino Appraisal Group, LLC.

Ruffino Appraisal Group, LLC. is FL state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-loan, be sure to call Ruffino Appraisal Group, LLC., as we are approved and qualified to produce FHA reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Ruffino Appraisal Group, LLC. is well-trained on how to comply with the rules and regulations provided.

Be sure to contact Ruffino Appraisal Group, LLC. if you need an appraisal done for an FHA-secured loan.

If your house loan is FHA certified, that means that it has been secured by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). The lender provides all the finances; the FHA simply insures the loan through mortgage insurance in case the borrower defaults on his or her loan. Accessible to all homebuyers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely helpful to those buyers with less accumulated starting capital.